Ukubhekana nokungagwemeki kokufa kwethu⁤ akuwona neze umsebenzi omnandi, nokho kuyisinyathelo esibalulekile ekuqinisekiseni ukuthi izifiso zethu⁢ zokugcina ziyahlonishwa futhi esibathandayo bayanakekelwa. Kuyamangaza ukuthi, cishe⁤⁤ 70% abantu baseMelika abakakabhali incwadi yefa yakamuva, beshiya izimpahla zabo ⁤namafa⁤ emseni ⁣wemithetho yezwe. Lesi sihloko sisebenza njengesikhumbuzo esidabukisayo⁤ sokubaluleka ⁣kokudala idokhumenti ebopha ngokusemthethweni echaza indlela ofisa ngayo ukuthi impahla yakho ⁣ nezinye izimpahla zisakazwe ngemva kokufa kwakho.

Njengoba isisho sithi, “Ukwenza incwadi yefa kuyindlela engcono kakhulu yokuvikela obathandayo futhi ube neqhaza kubantu futhi kukwenza uthande kakhulu.” Ngokuthatha isikhathi sokulungiselela incwadi yefa, ungaqinisekisa ukuthi izifiso zakho ziyafezeka, unikeze ukuthula kwengqondo kwakho nomkhaya wakho. Incwadi yefa ⁢ayisiyo nje eyabacebile; iyithuluzi elibalulekile lanoma ubani ongumnikazi wendawo, onezingane ezincane⁣ noma izilwane ezifuywayo,⁢ noma ofisa ukusekela izinhloso zokupha.

Kulesi sihloko, sizohlola izinzuzo eziningi zokuba nencwadi yefa, kusukela⁤ ukuvikela obathandayo kuye ekushiyeni ifa elihlala njalo ngeminikelo yokupha.
Sizophinde sixoxe ngezinketho ezihlukahlukene ⁤ zokufaka izinhlangano ezisiza abampofu encwadini yakho yefa, siqinisekise ukuthi ukupha kwakho kuyaqhubeka nokuba nomthelela omuhle⁤ ngemuva kwesikhathi eside uhambile. Kungakhathaliseki ukuthi ucabangela isipho esithile,⁢ iphesenti lempahla yakho, noma wenza inhlangano esiza abantulayo ibe ⁢ ezuzayo kumshwalense wakho wempilo noma ama-akhawunti omhlalaphansi, ⁤ziningi izindlela zokushiya⁤ ifa elibalulekile. Akekho othanda ukucabanga ngokufa, kodwa kuyadingeka uma ufisa ukuthi izifiso zakho zokugcina zenziwe. Ngokudabukisayo, balinganiselwa ku-70% abantu baseMelika abangakabhala incwadi yefa yakamuva. Yingakho lesi kuyisikhumbuzo esiphelele sokubaluleka kokwenza idokhumenti yomthetho ebhaliwe echaza indlela ongathanda ngayo impahla yakho, nezinye izimpahla zabiwe ngemva kokushona kwakho.

"Ukwenza incwadi yefa kuyindlela engcono kakhulu yokuvikela obathandayo futhi unikele kubantu futhi kubangele ukuthi uthande kakhulu."

Kunezizathu eziningi zokuthi thatha isikhathi esincane ukulungisa intando yakho. Nazi ezimbalwa okufanele uzicabangele.

Yenza Izifiso Zakho Futhi Uvikele Abathandekayo Bakho Ngemva Kokufa Kwakho

Ukufa 'nge-intestate,' noma ngaphandle kwencwadi yefa, kushiya zonke izimpahla zakho emseni wenkantolo. Umthetho wezwe uzonquma ukuthi impahla yakho yabiwa kanjani. Ukuveza izifiso zakho encwadini yefa kubalulekile ngoba kuqinisekisa ukuthi obathandayo bazothola lokho ofuna bakuthole.

Izincwadi Zefa Zinikeza Ukuthula Kwengqondo Kuwe Nomkhaya Wakho

Ukubhala incwadi yefa kubalulekile, kungakhathaliseki isimo sakho senhlalo-mnotho. Abantu abaningi bacabanga ukuthi incwadi yefa ayibalulekile uma bebancane kakhulu noma bengacebile, kodwa wonke umuntu kufanele abe nayo. “Incwadi yefa ayiyona nje eyokudlula endaweni yakho; futhi ingeyokuqamba amagama abanakekeli bezilwane ezifuywayo, ukukhetha abaqaphi bezingane ezincane, nokuqoka iminikelo yokusiza.”

Cabanga ukuthi uphethe malini. Abantu abaningi banomuzi, izimoto, ifenisha, izingubo, izincwadi, noma izinto ezithinta inhliziyo. Uma unganqumi futhi urekhode izifiso zakho kusenesikhathi, obathandayo bazosala bazilungisele bona izinto. I-ironclad izoqinisekisa ukuthi ngeke kube khona ukungqubuzana komndeni noma ukudideka futhi iqinisekisa ukuthi konke okungokwakho kuya lapho uthanda khona. Ngaphezu kwalokho, ukubhala incwadi yefa kuyindlela enhle kakhulu yokuhlinzeka izingane ezincane noma izilwane ezifuywayo. Incwadi yefa futhi yenza umndeni wakho wazi ukuthi ufeza izifiso zakho. Isikhathi esilandela ukushona kothandekayo singaba yinselele kubo futhi incwadi yefa isusa ingcindezi nokucindezeleka okukhulu.

Shiya Ifa Nentando Yakho

Abantu abaningi banezizathu noma izinhlangano ezisiza abantulayo abazithandayo. Ukuqamba inhlangano esiza abantulayo, njengeFARM, encwadini yakho yefa kuyindlela enhle yokuba nomthelela omuhle ezintweni ezibalulekile kuwena kudala udlula emhlabeni. Iminikelo ingase ize ngokheshi, amasheya, izindlu, noma ezinye izimpahla. Umuntu oyedwa kwabahlanu abenza incwadi yefa ushiye izipho zezinhlangano ezisiza umphakathi. Ungafaka izinhlangano ezisiza umphakathi ngezindlela ezimbalwa encwadini yakho yefa.

Ukucela Ngefa noma I-Trust

Enye yezindlela ezidume kakhulu zokunikelela inhlangano esiza abantulayo ngemva kokushona kwakho ifa elenziwe ngefa noma ukwethenjwa kwakho. Kunezindlela eziningana okufanele zicatshangelwe:

- Isipho Esikhethekile: Khetha inani elithile ledola noma impahla ofuna ukuya kuyo enhlanganweni yakho esiza abampofu.

- Iphesenti Lesipho: Shiya iphesenti lefa lakho enhlanganweni oyikhethile.

- Isipho Esiyinsalela: Nika ibhalansi noma insalela yefa lakho ngemva kokuba umndeni wakho nabangane sebanakekelwe.

- Isipho Esingaba Khona: Yenza inhlangano yakho esiza abantulayo ibe yindlalifa uma umzuzi wakho oyinhloko edlula emhlabeni phambi kwakho.

Ukuqokwa Kwabahlomuli

Ungenza inhlangano yakho esiza abantulayo ibe yindlalifa yomshwalense wakho wempilo noma ama-akhawunti omhlalaphansi.

Izipho ze-IRA Charitable Rollover

Ukunikela enhlanganweni esiza abantulayo, njengenhlangano abantulayo ethanda i-vegan , kungehlisa imali engenayo kanye nezintela ekuhoxisweni kwakho kwe-IRA ngemva kweminyaka yobudala engama-72.

Kunoma ikuphi, qiniseka ukuthi ufake yonke imininingwane efanele mayelana nenhlangano esiza abantulayo ozikhethele yona ukuze uqinisekise ukuthi bayasithola isipho sakho. Faka igama eliphelele lenhlangano esiza umphakathi elisemthethweni kanye nenombolo kamazisi yomkhokhintela. Lokhu kubalulekile njengoba izinhlangano ezisiza umphakathi eziningi zinamagama afanayo. Ufuna umnikelo wakho uye enhlanganweni efanele.

Uma unikeza ama-akhawunti athile, abanye ochwepheshe basikisela ukushiya iphesenti elithile kunenani elithile ledola, njengoba ama-akhawunti angase aguquguquke ngenani. Lokhu kuzoqinisekisa ukuthi wonke umuntu ofakwe encwadini yakho yefa unikezwa inani elifanele lokukhetha kwakho.

“Akudingeki ukuba ube yisigwili ukuze ushiye ifa lomnikelo. Akukho mayelana nenani ledola. Imayelana nokushiya ifa lenhlangano esiza abantulayo noma inhlangano elingase libe balulekile kuwena.” I-AARP

Izindleko Eziphansi noma Izinketho Zokudala Zamahhala

Ukubhala incwadi yefa akudingekile ukuba kubize noma kudle isikhathi. Ubuchwepheshe bunikeza ukufinyelela okulula kumafomu entando yezinga eliphezulu, abophezela ngokomthetho ku-inthanethi, ngaphandle kwezindleko nesikhathi esihambisana nokuqasha ummeli. Amasayithi amaningi ahlinzeka ngezinketho ezingabizi kakhulu noma zamahhala .

Iwebhusayithi yeFARM inamasampula okudala amafa amaningana ongawalandela lapho ubhala incwadi yakho yefa. Futhi iqukethe izixhumanisi ze-Freewill, iwebhusayithi yamahhala eku-inthanethi edalelwe ukukuhambisa enqubweni yokubhala amafa mahhala. Abantu abangaphezu kuka-40,000 basebenzise i-FreeWill ngo-Agasti odlule ukuze 'Ishiye Inyanga Yentando' ukuze benze intando yabo, okushiya izigidi ezingu-$370 ezinhlanganweni ezisiza abampofu.

ISAZISO: Lokhu okuqukethwe bekushicilelwe ekuqaleni ku-Fefarmbuzz.com futhi kungahle kungabonisi imibono ye Humane Foundation .